Know your gap before you go
Search any medical procedure, test, or prescription to see the Medicare rebate and your estimated out-of-pocket cost. Free, independent, no login required.
How GapCheck works
Search in plain English
Type a procedure, test, or medication name. Our AI matches it to the right Medicare item or PBS listing.
See the rebate
We show the official Medicare schedule fee, benefit percentage, and exactly how much Medicare pays back.
Understand the gap
Know what the gap means, why it varies, and what to ask your doctor about bulk billing or gap cover.
GapCheck uses official Medicare Benefits Schedule (MBS) and Pharmaceutical Benefits Scheme (PBS) data published by the Australian Government. This tool is for informational purposes only and does not provide medical or financial advice. Actual out-of-pocket costs depend on your doctor's fees, your Medicare eligibility, and whether your provider bulk bills. GapCheck is not affiliated with Services Australia or the Australian Government.